Credit Specialist – RBC, Vancouver, BC
Location: Vancouver, BC | Company: RBC
RBC is hiring a Credit Specialist in Vancouver, British Columbia, for a full-time position supporting International Private Banking and its Canada Asia Centres.
This specialized wealth management role supports private banking teams with credit underwriting, lending structures, portfolio reviews, and client advice. The successful candidate will act as an important connection between Group Risk Management, Private Bankers, Private Banking Associates, and clients requiring tailored financing solutions.
About the Credit Specialist Position
The Credit Specialist will help originate, structure, and close credit opportunities for high-net-worth private banking clients. The position involves reviewing financial information, preparing credit recommendations, coordinating approval processes, and ensuring that proposed lending solutions remain within RBC’s credit policies and risk appetite.
The role also includes responsibility for annual credit reviews and proactive management of upcoming renewals. Candidates should be comfortable balancing client service with risk controls while working closely with relationship managers and internal credit teams.
Key Areas of Responsibility
The position combines lending analysis, credit structuring, portfolio oversight, client advice, and collaboration across private banking and risk management teams.
Credit Origination
Support Private Bankers in identifying, developing, structuring, and closing lending opportunities for private banking clients.
Underwriting Support
Review client information, assess financing requirements, and help prepare credit applications that align with RBC policies and risk standards.
Credit Advice
Provide proactive lending guidance as part of the client relationship team and help clients understand suitable financing options.
Portfolio Reviews
Manage annual credit reviews, monitor existing facilities, and ensure that portfolio records and approvals remain current.
Renewal Management
Track upcoming credit renewals and coordinate documentation, analysis, approvals, and client communication before deadlines.
Business Development Support
Present RBC’s credit capabilities to internal partners and identify opportunities to improve or expand available lending solutions.
Education and Lending Experience
Applicants must have a university degree or equivalent education in business, finance, or a related field. RBC also requires between three and five years of lending experience within the financial services industry.
Candidates should have a thorough understanding of relevant financing products and the ability to work effectively within a collaborative private banking environment. Fluency in Mandarin or Cantonese is required because the role supports RBC’s Canada Asia Centres and related client relationships.
Skills That May Help Candidates Succeed
This position may suit finance professionals who can combine sound credit judgement with strong communication, relationship management, and attention to client needs.
The ability to assess financial information, repayment capacity, collateral, and lending risks supports responsible credit recommendations.
Experience developing financing solutions can help ensure that credit facilities meet client objectives while remaining within risk parameters.
Clear verbal and written communication is important when explaining financing options, documentation requirements, and credit decisions.
Strong collaboration with Private Bankers, associates, clients, and risk teams can help credit opportunities progress efficiently.
Careful monitoring of renewals, annual reviews, and supporting documents helps maintain accurate and compliant credit portfolios.
Workplace and Preferred Experience
This regular full-time salaried position is based at RBC’s Vancouver Main Branch at 1055 West Georgia Street. The standard work schedule is 37.5 hours per week within the Wealth Management platform.
Previous experience in credit structuring or sales involving high-net-worth clients may strengthen an application. Knowledge of marketable securities and their use within private banking and secured lending arrangements may also be beneficial.
How to Apply
Candidates should review the complete RBC posting before applying to confirm that their lending experience, language abilities, education, and knowledge of financing products align with the position.
Applications must be submitted through RBC’s official careers website. The listed application deadline is July 25, 2026, and applications will be accepted until 11:59 p.m. on the preceding day.